Our Mission

NHS stimulates, protects, and preserves homeownership and financial well-being to strengthen communities.

NHS works to:

Promote home ownership
Improve the physical appearance of neighborhoods
Develop community leadership
Stabilize the local real estate market


Everyone should have the opportunity to share in the American Dream, homeownership;
Homeownership creates wealth, strengthens families and revitalizes neighborhoods;
Informed homebuyers are equipped to make better decisions.

Organizational History
Since 1974, Neighborhood Housing Services of Baltimore has been dedicated to the revitalization of Baltimore neighborhoods through homeownership opportunities. Within those years, programs and products have changed to best fill the needs of the communities, and NHS of Baltimore has been able to remain a source of support for Baltimore households.

NHS of Baltimore, Inc. was founded through the efforts of several distinct groups that sought to reverse the decline of the Southeast Baltimore neighborhoods directly north of Patterson Park. Neighborhood residents, the Southeast Community Organization (SECO), the Ford Foundation, the Federal Home Loan Bank Board's Urban Reinvestment Task Force, Baltimore City government, and local savings and loan executives came together to create this important initiative. 

As NHS of Baltimore began to build a successful track record in rehabilitation lending, homeownership promotion and revitalization in the Patterson Park area, other neighborhoods became interested in the work of NHS of Baltimore.  The successful NHSB partnership model was replicated in other neighborhoods as the resource base allowed.

Community Loan Center

Operating as the Community Loan Center of the Chesapeake, we are proud to provide this affordable, risk-free alternative to payday and car title loans.  All earnings are reinvested into the program for expansion and lending capital. 

NHS of Baltimorel, operating as the Community Loan Center ("CLC") of the Chesapeake, is licensed and examined under the laws of the State of Maryland and by state law is subject to regulatory oversight by the Office of the Commissioner of Financial Regulation.

Any consumer wishing to file a complaint against NHS of Baltimore, or the Community Loan Center of the Chesapeake, should contact the Office of the Commissioner of Financial Regulation through one of the means indicated below:

In Person or U.S. Mail: 500 North Calvert Street, Suite 402, Baltimore, MD 21202.

Telephone No : (410) 230-6100
E-mail: DLFRFinReg-DLLR@maryland.gov

Website: http://www.dllr.state.md.us/finance/

Who We Are